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Free, Fast & Easy To Apply. Disability Insurance Request To Quote
What is disability
Insurance?
If you become
disabled, your ability to earn income may be compromised, and
your ability to pay bills or save for retirement may decline.
Our disability insurance plans are designed to help you meet
your income requirements so you can concentrate on recovering
from your disability and returning to an active
life.
Province
E-Mail (REQUIRED):
E-Mail again for accuracy:
Phone:
Fax (optional):
Marital Status:
Single Married
Currently Employed?
Yes No
Disability Ins. Currently?
(If yes, list carrier, and # of years continuous. If none, type N/C)
UNDERWRITING
INFORMATION
Insured
Height:
Insured Weight:
Insured
Occupation:
Sex
(M/F):
Exact Work
Duties:
Type of
Business:
# of Months Worked per
year:
# of Hours Worked per
week:
% of work at
home:
%
% of work Outside
home:
%
Monthly Wage
(gross income)
$
Do You Smoke?
Yes
No
Are Your Covered
By:
Employment Insurance? Yes No
Disability Insurance? Yes No
Workers Compensation? Yes No
Please Check the other coverage you
may be desiring to have with your disability plan:
Income Replacement Overhead Expenses
Business Loan/Buy-Sell Critical Illness/Long Term Care
In Dollars, How much
of
a monthly benefit do you want?
$
When Do You Want
Your
Disability Policy to Begin?
Choose Waiting
Period:
(The time that will elapse before your disability payments
begin)
30 Days
60
days
90
days
180
days
Choose Benefit
Period:
(The amount of time you will receive benefits
for)
5 Years
10
Years
To
Age 65
List any current health
problems here:
Tell Us What You Want
MOST in your Disability Plan, or list any other Remarks
here:
Send my quotation
via:
E-Mail
Fax
Regular
Mail
Call me
by Phone!
Thank you for filling out this form
COMPLETELY!
We
value your input as PRIVATE information. Every step has been
taken to insure your privacy, security, and our intent is to
release quote information only to you. We will not give your
data to ANY other person or group for sales, marketing, or ANY
other purposes. By checking the box below you agree to allow
our agency to release this information via the method you have
chosen, and to release us from any liability should this
information be accidentally viewed by others. Our intention is
to maintain your complete
privacy.
Yes, I Agree. Please Send Me My
Disability Insurance Quote
NOW!
Click Button Below
When Done
Please Click Only Once . . . May take up to 30 seconds!
What we can offer to help you
protect your income, savings and quality of
life:
I offer a wide
range of disability insurance products in order to also
preserve the profitability of business owners in case of
disability or the disability of a key person.
I offer
guaranteed renewable disability insurance products that
will allow you to stay within budget and to best meet your
needs for enhanced financial security.
I offer a
unique concept of guaranteed standard issue to a group of
10 persons or more, without medical underwriting and
competitive rebates.
If your Group
Benefit Plan does not cover your complete income, our
combined limits will allow you to obtain more coverage
while combining an Individual Disability Insurance plan
with your Group Insurance at work.
If you are a
Student graduating from University and on your way to
becoming a qualified Professional, our Student initiative
program allows certain selected Professionals to obtain, in
addition to a 15% discount, an individual disability
insurance, without proof of income.
If your
self-employed and/or a sales worker, paid on a commission
basis, your eligible for a greater amount of disability
insurance coverage, thanks to a perk allowance of
20%.
Q.1 What
is the Registered Disability Savings Plan (RDSP)?
A.1 The Registered Disability Savings Plan is a new plan that
will allow funds to be invested tax-free until withdrawal. It
is intended to help parents and others to save for the
long-term financial security of a child with a disability. The
plan structure is similar to a Registered Education Savings
Plan. Contributions to an RDSP will be eligible for the new
Canada Disability Savings Grant. There is also a new Canada
Disability Savings Bond for individuals with lower family net
incomes.
Q.2 Who
will be eligible for the Registered Disability Savings Plan
(RDSP)?
A.2 Any person who is:
* Eligible for the
Disability Tax Credit and is a Canadian resident; or
* A parent or legal representative of a person who is resident
in Canada and is eligible for the Disability Tax
Credit.
Q.3 Who
can contribute to a RDSP and how much?
A.3 Anyone can contribute to an RDSP; however, contributions
are limited to a lifetime maximum of $200,000 in respect of the
child, with no annual limit. Contributions will be permitted
until the end of the year in which the child attains 59 years
of age.
Q.4 When
will the Registered Disability Savings Plan (RDSP) come into
effect?
A.4 As soon as possible in 2008. Check our Web site often - all
new forms, policies and guidelines will be posted on the CRA's
Web site as they become available.
Q.5 What
are the Canada Disability Savings Grant and the Canada
Disability Savings Bond?
A.5 These are two programs designed to augment funds in the
RDSP. The government will contribute, in the form of Canada
Disability Savings Grants, funds equivalent to 100% to 300% of
RDSP contributio up to a maximum of $3,500 depending on the net
income of the beneficiary's family. The government will also
contribute up to $1,000 annually in Canada Disability Savings
Bonds depending on the net income of the beneficiary's
family.
