LIVE AGENT ON DUTY
Monday to Friday 9AM to 9PM, Saturdays 11AM to 5PM EST
Daniel La Tour
Autorite des Marches Financiers Quebec Permit
Insurance Council of Ontario Permit
147 Place Terry Fox
CANADA H9H 4Z5 Insurance Carriers
CPP-Canada Protection Plan
Lloyd’s of London
Sun Life Financial
ATD-Anfossi, Tasse, D'Avirro Inc
Peak Financial Group
About Daniel La Tour
This is our supplement to the formal disclosure required by law.
Who I Am and Why You Need Me…
I focus on Insurance & Investment Products for Canadian Residents,
Permanent Residents, Landed Immigrants & Visitors to Canada. The result is
a lifestyle without financial worry so you have the peace of mind you need
and the quality of life you want for you and your family or business.
What I Do…
My financial services are limited to Life Insurance, Disability
Insurance, Critical Illness Insurance, Travel Insurance, Group
Insurance, Private Health & Dental Plus Plans, Seg Funds,
Annuities, Group Savings RRSP’s, RRIF’s, TFSA's. Please ask about
related insurance products and financial services and I will refer
you to a business associate for our full financial products to
serve and protect you, your family, your employees and your
I use a simple, consultative, intuitive and transparent process to get
the results you want with minimum effort and expense.
Privacy and Confidentiality
Your information is used only for our work with you. It may be shared with
our suppliers and wholesalers to process your business with them. We abide
by the principles of the Federal Personal Information Protection and
Electronic Documents Act (PIPEDA) in safeguarding that information in hard
copy and computer documents. You may review the actual PIPEDA on the
Internet at www.privcom.gc.ca. If you have any complaints about our
procedures we will investigate and provide you with a response as soon as
Any referral to other professionals and experts will solely be to help
you achieve your goals.
My business is processed and serviced through Anfossi, Tasse, d'Avirro
Inc, Groupe Cloutier, Edge Benefits, IDA Worldsource, Ingle
International and Imagine Financial.
Do you have any other expectations?
What You Do…
Be open to new approaches to your personal, tax and financial matters.
Fully disclose the information needed to ensure the value of my
Consider my recommendations seriously – much effort has gone into them.
Do business with me on the products and services I draw to your
Please read my proposals carefully to catch any inadvertent errors or
About Daniel La Tour
I am responsible for all management, administration, sales, marketing,
advertising, training, education and development expenses.
I may be required to pay back my compensation if you cancel or move
your business to someone else so your satisfaction is critical and I
work very hard to earn your loyalty.
I am not “paid by the hour”, but rather “paid by the project”.
I may also receive or share commission or fees from related Associates
for work you choose to do through them.
Because our costs can be so high to acquire new customers, your
personal endorsement to others is our most
Advisor information for clients concerning Daniel La Tour
I am licensed for the insurance of persons, group insurance employee
benefits in the Provinces of Ontario & Quebec. I have my designations
as a Financial Security Advisor, Group Insurance Consultant, Life
Insurance Representative, Independent Insurance Broker.
Companies’ products made available:
As of July 15th, 2017, I have access to the following company
products: Great-West Life, Blue Cross, Green Shield, tugo Travellers
Insurance, Ingle International, Imagine Financial, CPP Canada
Protection Plan, Edge Benefits, Assumption Life, BMO Insurance, SSQ
Nature of relationship with companies
I have no significant interest in any insurance company.
I will be paid by the company that offers the insurance product you
choose. Daniel La Tour is compensated by a sales commission for most
insurance products at the time of sale and may receive a renewal (or
service) commission if you retain that insurance product with the
company. For certain insurance products and services, Daniel La Tour
may receive a referral fee.
In respect of certain insurance products and services, the commission
fee may be different than the standard commission scale provided by
the company providing the product.
I may also be eligible for additional compensation, such as bonuses and
non-monetary benefits such as travel incentives. This compensation
depends on various factors such as the volume or retention of business
placed with a particular company during a given time period.
I am compensated by insurance carriers and investment firms and my
Associate General Agency-Anfossi, Tasse, d'Avirro Inc, Managing
General Agencies-Groupe Cloutier and IDC Worldsource
Conflict of interest
I take the potential of a conflict of interest seriously. I will
notify you if there is a conflict of interest of which I become aware
in regards to my financial services. My financial services will take
into consideration your financial needs.
This statement has been prepared by Daniel La Tour.
We Can Place You With Any Insurance Carrier In North America To Find You
The Auto, Home, Commercial & General Insurance Coverage You Need At The
Most Competitive Price. Multi-Discounts Are Available To You When You Review & Switch To Buy From
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