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Courriel:
daniel.latour@
justincaseinsurance.com

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danielallanlatour@yahoo.com

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latourdaniel@msn.com

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daniel.la.tour

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Daniel La Tour

1-888-977-7778 Monday-Friday 9-9, Saturdays 11-5, EST. Our International Number is: 1-514-630-6116

Toll-Free Fax:
1-888-245-5505

World Headquarters:
147 Place Terry Fox
Kirkland, Quebec
CANADA H9H 4Z5

Guaranteed Issue Life Insurance to Protect Your Family

No Medical Exams

No Doctor's reports

No needles

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About Daniel La Tour

This is our supplement to the formal disclosure required by law.

Who I Am and Why You Need Me…

I am your Life, Critical Illness and Disability Insurance Advisor & Broker. I focus on Insurance & Investment Products for Canadian Residents, Landed Immigrants, & Visitors to Canada. The result is a lifestyle without financial worry so you have the peace of mind you need and the quality of life you want for you and your family or business.

What I Do…

Mutual Fund Representative in the Province of Quebec

My financial services are limited to Life Insurance, Disability Insurance, Critical Illness Insurance, Travel Insurance, Group Insurance, Private Health, Drug & Dental Pla Seg Funds, Annuities, RRSP’s & RRIF’s. Please ask about related products and we will give you referral choices.

I use a simple, consultative, intuitive and transparent process to get the results you want with minimum effort and expense.

Privacy and Confidentiality. Your information is used only for our work with you. It may be shared with our suppliers and wholesalers to process your business with them. We abide by the principles of the Federal Personal Information Protection and Electronic Documents Act (PIPEDA) in safeguarding that information in hard copy and computer documents. You may review the actual PIPEDA on the Internet at www.privcom.gc.ca. If you have any complaints about our procedures we will investigate and provide you with a response as soon as practical.

Any referral to other professionals and experts will solely be to help you achieve your goals.

My business is processed and serviced through Botica Financial Services, Montreal Brokerage Inc, National Financial Insurance Agency Inc, Hub Financial Inc, Ingle Financial Inc and Travel Underwriters Inc.

Do you have any other expectations?
_________________________________________________

What You Do…

Be open to new approaches to your personal, tax and financial matters.

Fully disclose the information needed to ensure the value of my recommendations.

Consider my recommendations seriously – much effort has gone into them.

Do business with me on the products and services I draw to your attention.

Please read my proposals carefully to catch any inadvertent errors or oversights.

About Daniel La Tour

I am responsible for all management, administration, sales, marketing, advertising, training, education and development expenses.

I may be required to pay back my compensation if you cancel or move your business to someone else so your satisfaction is critical and I work very hard to earn your loyalty.

I am not “paid by the hour”, but rather “paid by the project”.

I may also receive or share commission or fees from related Associates for work you choose to do through them.

Because our costs can be so high to acquire new customers, your personal endorsement to others is our most valuable resource and a very important part of our compensation.

Advisor information for clients concerning Daniel La Tour

About me

I am licensed for life and health insurance in BC, AB, ON, QC. I have my designations as an Independent Insurance Advisor & Broker.

Companies’ products made available

I have access to the following companies’ products .: Transamerica, RBC Insurance, AIG, Canada Life, Standard Life, Equitable Life, Blue Cross, Manulife Financial, Unity Life, Great-West Life, Travel Underwriters, Canada Protection Plan, Sun Life Financial, The Edge, Prime Link & ETFS.

Nature of relationship with companies

Daniel La Tour has no significant interest in any insurance company.

Compensation

Daniel La Tour will be paid by the company that offers the product you choose. Daniel La Tour. is compensated by a sales commission for most products at the time of sale, and may receive a renewal (or service) commission if you retain that product with the company. For certain products, Daniel La Tour may receive a referral fee.

In respect of certain products, the commission may be different than the standard commission scale provided by the company providing the product. I will advise you if this occurs.

Daniel La Tour may also be eligible for additional compensation, such as bonuses and non-monetary benefits such as travel incentives. This compensation depends on various factors such as the volume or retention of business placed with a particular company during a given time period.

I am compensated by Insurance Companies and my Managing General Agencies, Botica Financial Services Inc, Montreal Brokerage Inc., National Financial Insurance Agency Inc and Hub Financial Inc.

Conflict of interest

I take the potential of a conflict of interest seriously. I will notify you if there is a conflict of interest of which I become aware in regards to my services. My services will take into consideration your financial needs.

This statement has been prepared by Daniel La Tour.
Daniel La Tour alone is responsible for its accuracy.

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