JustinCase.™ Canadian Lawyers Insurance Quote.htm

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JustinCase. vs The Canadian Bar Association Life Insurance, Critical Illness Insurance & Disability Insurance Living Benefits CBIA Plan

For a free, no-obligation to buy, insurance quote for comprehensive insurance coverage at affordable rates exclusively for Canadian Lawyers, click here.

To schedule an appointment, click here

RBC Insurance Insurance Plan For Canadian Lawyers is sanctioned by the Ontario Trial Lawyers Association

Save up to 15% while enhancing your insurance benefits with superior coverage and rates over that of the Canadian Bar Association Insurance Plan.

To best advise you, review the comparison chart below:

Life Insurance

Canadian Bar Insurance Association

10 and 20 year terms NOT available
Face amounts-from $5,000 to $5,000,000
Preferred rates available
One time conversion at age 56
Renewable to age 80
Available under age 65
Universal Life NOT available
Permanent life whole life available
Five year term rate, defined as �Level 80�

RBC Insurance

10 and 20 year terms ARE available
Face amounts-from $50,000 to $10,000,000
Preferred rates available
Convertible to age 71
Renewable to age 80
Available up to age 70
Low cost Universal Life available
Permanent whole life available

Critical Illness Insurance

Canadian Bar Insurance Association

ONLY available as a �5 year term�
NO return of premiums available
Face amounts-from $25,000 to $1,000,000
NOT available on a �stand alone basis�
ONLY available as �rider� on Life Insurance
Renewable to age 80
NON convertible
Preferred rates available

RBC Insurance

Available as a Term 10, Term to 65 and 75
Full return of premiums on death and expiry
Face amounts-from $25,000 to $2,000,000
Available on a �stand alone basis,� not a rider
Term 10 is Renewable to age 75
Term 10 convertible to a Level Premium policy
Preferred rates available

Disability Insurance

Canadian Bar Insurance Association

Own Occupation rider can be purchased to age 55
5 year age banded rates � adjusted every 5 years
Future Increase Option can be purchased to age 45
Benefit Period: to age 65 only

RBC Insurance

Includes Own Occupation definition to age 65
Guaranteed level rates to age 65
Future Increase Option rider purchased to age 50
Benefits period: 2 year, 5 year and to age 65
Choice of waiting period: 30 / 60 / 90 / 120

For a free, no-obligation to buy, insurance quote for comprehensive insurance coverage at affordable rates exclusively for Canadian Lawyers, click here

To schedule an appointment, click here

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